Terms & Conditions

The terms that apply when you use Pinnaco Group's services, whether through Skilla, Consio, or Buildio.

Draft as of August 10, 2026 — this document will be reviewed by our legal team before being finalized and legally binding.

1. Acceptance of Terms

By using our site or services, you are deemed to agree to the terms set out on this page.

2. Services Provided

Skilla provides webinars, Discovery Call, and digital certificates. Consio provides legal, tax, and financial reporting services, project-based or retainer. Buildio provides website and digital system development services. Details of each service are agreed separately before the service begins.

3. User Obligations

Provide true and accurate information when registering, consulting, or submitting a project request
Use materials and certificates as intended
Not misuse the service for any unlawful purpose

4. Payment & Cancellation

Payment terms, rescheduling, and cancellation for each service will be clearly communicated before any transaction takes place.

5. Intellectual Property

All materials, trademarks, and content published by Pinnaco Group, Skilla, Consio, and Buildio are protected by copyright and may not be reproduced without written permission.

6. Limitation of Liability

We strive to deliver the best quality service, but do not guarantee specific business outcomes from the consulting, learning, or system development services provided.

7. Governing Law

These terms are governed by the laws of the Republic of Indonesia.

8. Contact

Questions about these terms can be sent to pinnacobusiness@gmail.com.